Will Ohio US Senate candidates J.D. Vance or Tim Ryan propose banning America‘s unique group health insurance?
Those of us who have actually studied how group health works recognize this as one of the most radical and destructive ideas of the last 80 years. Our refusal to understand how subversive and destructive group health was when it was revived in 1943 to block national health care became the gateway to a permissive environment for total medical madness and slippery slopes.
The case to eliminate group health insurance will be the opening salvo in the epic battle to improve the distribution of American medicine. The public leader in this battle is sure to be on the shortlist for a future Presidential Medal of Freedom, and given America’s wildly erratic health care spending patterns, even a Nobel Memorial Prize in Economics.
Both Vance and Ryan have four months to make it big. One candidate’s current health status is the same as a normal puddle of wet mush. In addition, investment banker Vance knows that American companies have already solved the difficult costs of group health. Specifically, tactical bankruptcies, outsourcing, offshoring, cost shifting and wage cuts. Ever wonder why a $28 an hour factory job is now $18 an hour?
In fact, our politicians are longtime group health cheats. Republicans snorted as group health quietly undermined the family as the primary model of economic distribution. For example, a single worker’s uninsured mother and father or uninsured sibling will never be included in his group health policy under so-called family plans. Democrats yawned as the group health, job-destroying labor tax drained America of manufacturing jobs.
Wicked ideas with upfront appeal like group health insurance are legal and have a lot of popular support. See, for example, the now defunct ruling philosophies of the 20th century. It is important to ask what are the hidden costs of attractive but evil ideas.
We cannot solve evil by voting. We cannot change the path from evil. We cannot spend our way out of evil. We cannot focus on our way out of evil. We cannot discuss the way out of evil on Sunday morning television. We can only hope that the successful candidate, Vance or Ryan, will lay the groundwork for Congress to eliminate group health insurance.
What about the 170 million Americans now covered by group health insurance? I imagine that many will be quietly glad to be freed from the clutches of the disgusting unjust enrichment scheme from which they benefited so much and whose purposes they understood so little.
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Why Star health insurance is best?
Cashless Benefit This reduces your financial burden, so Star Health has tied up with over 9800 hospitals in India to offer you cashless coverage. In addition, the company has an in-house claims settlement department that resolves claims settlement issues through TPA.
Which is the number 1 health insurance in India? 1. HDFC ERGO Health Insurance (Formerly Apollo Munich Health Insurance) Apollo Munich, now HDFC ERGO Health Insurance, is one of the most trusted brands with 1.5 million satisfied customers. On the same subject : How the EPA ruling of the Supreme Court can affect your health. The company has an outstanding record of 86.52% claim settlement ratio.
What are the diseases covered under STAR health insurance?
Consider the following common ailments covered by Star Health Insurance plan: This may interest you : Nancy Messonnier appointed dean of the Gillings School of Global Public Health UNC-Chapel Hill.
- COVID-19. COVID-19 is a highly contagious disease that has swept the world since 2020. …
- Diabetes. …
- Cancer. …
- Heart diseases. …
- cataract. …
- Cerebrovascular stroke. …
- Chronic kidney disease. …
- A brain tumor.
Which one is best for health insurance?
| Health insurance plans | Entry age (minimum-maximum) | – |
|---|---|---|
| Royal Sundaram Lifeline Premium Health Plan | 18 years and over | View plan |
| SBI Arogya Premier Policy | 3 months – 65 years | View plan |
| Star Family Health Optima Plan | 18-65 years | View plan |
| Tata AIG MediCare Plan | – | View plan |
Why is PPO more expensive?
PPOs have a larger network of providers. Both HMOs and PPOs have a network of doctors, hospitals, and other health care providers. Read also : JADA introduces a series of comments on global oral health. Your out-of-pocket costs are lower when you use health care providers in this network. HMOs typically require you to select a primary care provider from a network directory.
Why are PPO premiums higher? The added coverage and flexibility you get with a PPO means that PPO plans will generally cost more than HMO plans. When we think of health plan costs, we usually think of monthly premiums – HMO premiums will usually be lower than PPO premiums.
Why would a person choose a PPO over an HMO?
Advantages of PPO Plans A PPO plan may be a better choice compared to an HMO if you need flexibility in choosing your health care providers. More flexibility in using in-network and out-of-network providers. You can usually see specialists without a referral, including out-of-network specialists.
What are the pros and cons of PPO?
PPO plans offer a lot of flexibility, but the downside is that they cost more than plans like HMOs. Pros of a PPO plan include not having to choose a primary care physician and not having to get a referral to see a specialist.
Which group health insurance is best?
| Insurance provider | The ratio of damages incurred | Renewability |
|---|---|---|
| Reliance General Group Health Insurance | 89.36% | Lifelong |
| Royal Sundaram Group Health Insurance | 63.55% | Lifelong |
| SBI General Group Health Insurance | 50.54% | Lifelong |
| Star Health & Allied Group Health Insurance | 65.91% | Lifelong |
Which is better PPO or HMO? HMO plans typically have lower monthly premiums. You can also expect to pay less out of pocket. PPOs typically have higher monthly premiums in exchange for the flexibility of using in-network and out-of-network providers without a referral. Out-of-pocket medical expenses can also be higher with a PPO plan.
Which family health insurance is best?
List of 7 Best Family Health Insurance Plans in India 2022
- Aditya Birla Active Health Enhanced Plan.
- Digit Family Health Insurance Plan.
- Kotak Family Health Insurance Plan.
- Health insurance Max Bupa Health companion.
- Star Family Health Optima Insurance Plan.
- IFFCO-Tokyo Health Insurance Plan.
